Easy Financing

EASY FINANCING

SHOP NOW • PAY LATER WITH SHOP PAY INSTALLMENTS

At StreetRides.ca, we make owning your dream ride—even electric—affordable and hassle‑free. With Shop Pay Installments powered by Affirm, you can split your purchase into manageable payments and roll out for the ride sooner than you thought.

 

How It Works

  1. Add your ride to the cart

  2. Select “Shop Pay Installments” at checkout

  3. Apply in real time—approval is instant

  4. Choose your plan: pay in bi-weekly installments or monthly terms (depending on eligibility)

  5. Affirm handles the rest—payments are automated and secure

 

Benefits for You (the Rider)

Feature

Details

Flexibility

Pay over time instead of upfront

Low-cost options

Rates as low as 0% APR available depending on approval 

Simple repayment

Pay bi-weekly or monthly; easy to manage

Credit transparency

Bi-weekly plans typically have no credit impact; monthly plans may affect credit if payments are missed 

Fast approval

Yes—you’ll know in seconds

No hidden fees

Late, service, and prepayment fees are not charged by Affirm

 

Eligibility & Requirements

  • Order range: $35 – $30,000 CAD (including shipping & taxes)

  • Available across Canada (check eligibility in your province)

  • Down payment may be required for higher-value orders

  • Not available for: gift cards, subscriptions, or digital downloads

 

Managing Your Payments

  • View your schedule and balances: Use the Shop app, or log in to your account on shop.com or affirm.ca

  • Early payoff? You can settle your plan early—usually with zero penalties

  • Need support? Reach out to Affirm’s Help Center for questions about your payments or schedule.

 

Rider FAQs

1. Is Klarna an option?

No—currently, we only offer Shop Pay Installments powered by Affirm.

2. Can using this affect my credit score?

  • Bi‑weekly pay-in-4 plans: typically no impact

  • Monthly plans: missed payments may affect credit scores

3. What if I return my item?

Refunds are handled per our standard policy, and Affirm updates your payment schedule accordingly. Reach out to us or Affirm if you need help.

4. There was a dispute or I didn’t receive my item—what now?

Please first contact us for resolution. If needed, affirm will facilitate a dispute process.

 

Why Shop Pay Installments Works for StreetRides.ca

  • Optimized for higher conversions — flexible payments make big-ticket items more accessible 

  • Seamless for us — no complex setup required with Shopify backend integration 

  • Transparent and reliable — Affirm’s respected BNPL system keeps trust high