Shop Pay Installments can let eligible Canadian customers split an online Street Rides order into scheduled payments through Affirm. The plans available to you depend on the checkout total, eligibility review, province, and terms shown at checkout.
Use the calculator to test a budget scenario before shopping. It is a planning tool, not a financing offer or approval.
Payment planning tool
Test a monthly-payment scenario and compare it with the amount you want to keep available in your regular budget.
The monthly scenario uses a standard amortizing-loan calculation. The four-payment preview divides the entered total into four equal payments and assumes 0% interest only for comparison.
This calculator does not apply for credit or quote financing terms. Final eligibility, APR, term, payment frequency, down payment, and total repayment come from Affirm at Shop Pay checkout.
Shop Pay Installments is powered by Affirm Canada Holdings Ltd. Rates can range from 0% to 31.99% APR, subject to provincial limits. Options require an eligibility check, depend on the purchase and term, and might not be available in every province or territory.
Read Shopify's current installment guidanceStreet Rides cannot approve an application or change the terms offered by Affirm.
Shop Pay Installments is available online to eligible customers at eligible Canadian stores selling in CAD. Affirm determines eligibility and the options presented at checkout.
Shopify states that Canadian rates can range from 0% to 31.99% APR, subject to provincial regulatory limits. Options can vary by purchase amount, payment term, merchant, province, and territory.
Creating a Shop Pay Installments account does not itself affect a credit score. Choosing a plan, repayment history, credit use, and account history can affect a credit score or credit rating. Review the checkout terms before continuing.
Read Shopify's current Shop Pay Installments FAQ.
No. It calculates a scenario from the numbers you enter. Only Affirm can determine eligibility and show an actual APR, term, down payment, and payment schedule at checkout.
No. Some eligible plans can be interest-free, while monthly plans can include interest. Check the total repayment and borrowing cost shown by Affirm.
Shopify's current guidance says Shop Pay Installments does not add late fees or charges beyond any applicable interest. Your accepted agreement controls, so review it carefully.
Street Rides processes an approved return under the refund policy. Affirm then updates the payment plan or refund. Processing time can vary, so keep both the return confirmation and financing records.
Contact Affirm for eligibility, payment schedules, account access, or financing terms. Contact Street Rides for product, delivery, return, or order questions.
This page was reviewed on July 30, 2026 using Shopify's Canadian Shop Pay Installments guidance. Financing availability and terms can change. Confirm every figure at checkout before accepting a plan.
